PRACTICE AREAS

Mortgage

Better deals and

faster Approvals

Non-Resident Mortgages

If you a resident of a country other than Spain, then you can generally borrow up to 70% of the value of the property.

List of documents required to begin to apply for a mortgage in Spain:

Copy of your Passport / NIE

Most recent tax declaration / P60, 1040 etc

Last 3 payslips

Bank statement showing last 6 months movements

Details of properties you own including any potential rental income

An Experian credit report (UK Residents)

Resident Mortgages

If you are a resident of Spain, then you can borrow up to 80% of the value of the property. Sometimes higher, but as a rule most banks will offer a maximum of 80%.

Below is a list of the documents you will need to provide in order to apply for a mortgage as a resident:

Passport / NIE

Declaration de renta

Bank statement showing last 6 months movements

Details of other properties you own including any potential rental income

Buying in a foreign country will likely be different from buying in your home country.

Mortgage

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